Wealth By Design is a globally accredited practice at the forefront of its industry. We are the first in Australia to achieve the FP 9000 certification under the standard developed by SAI Global in conjunction with MLC Limited. The new quality certification program was launched by SAI Global in September 2007.

The benefits of having a management system based on Financial Planning 9000 include:

• Improved risk management
• Greater consistency in service delivery
• Improved effectiveness of internal processes
• Improved customer communications

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Our fees are determined by the complexity of your needs and the value we provide to you in achieving your outcomes. They are determined and presented to you in writing prior to proceeding. Your initial appointment is at our expense, with no obligation to proceed.

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The factors that differentiate Wealth By Design mean that we are able to provide expert guidance via specialist in-house and strategically aligned advisers, tailored with specific reference to your lifestyle goals and objectives

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Grow

• Develop a strategy to build your retirement savings.
• Reduce inefficient debt (Home loan) quickly and then use debt efficiently (Investment Loan) to create wealth.
• Create a portfolio of investments that reflects the risk level and potential returns you require to achieve your lifestyle goals.
• Seek opportunities that are tax effective.
• Control your Cashflow so that you can achieve your lifestyle goals and objectives while being flexible enough to maintain an enjoyable lifestyle.

 

Protect

Support you and your family in the event of disability, illness or premature death so that:

• Your mortgage or debts can be paid out.
• Lost income is replaced.
• Capital is available to continue funding your investments.
• An income stream is provided so that your lifestyle and your family's can be maintained.
• Your dreams and aspirations remain in the spotlight.
• Deliver outcomes to you and your family during times of unforeseen duress
• Protect you, your family or your business against a range of uncertainties.

 

Distribute

• Direct the distribution of your accumulated wealth.
• Maximise income during your retirement years.
• Implement estate planning and business succession strategies.
• Provide efficient, tax effective transfer of assets to the next generation.
• Control your accumulated wealth.
• Reinforce your family's sense of security and certainty.