Client advice programme

Overview

Wealth By Design provides financial solutions delivered via a comprehensive, structured and disciplined planning process. This planning incorporates strategies for the creation, protection and succession of wealth.

Creation of Wealth

• Develop a strategy to build your retirement savings.

• Reduce inefficient debt (Home loan) quickly and then use debt efficiently (Investment Loan) to create wealth.

• Create a portfolio of investments that reflects the risk level and potential returns you require to achieve your lifestyle goals.

• Seek opportunities that are tax effective.

• Control your Cashflow so that you can achieve your lifestyle goals and objectives while being flexible enough to maintain an enjoyable lifestyle.

Protection of Wealth

• Support you and your family in the event of disability, illness or premature death so that:

• Your mortgage or debts can be paid out.

  • Lost income is replaced.

  • Capital is available to continue funding your investments.

  • An income stream is provided so that your lifestyle and your family's can be maintained.

  • Your dreams and aspirations remain in the spotlight.

  • Deliver outcomes to you and your family during times of unforeseen duress.

• Protect you, your family or your business against a range of uncertainties.

Succession of Wealth

• Direct the distribution of your accumulated wealth.

• Maximise income during your retirement years.

• Implement estate planning and business succession strategies.

• Provide efficient, tax effective transfer of assets to the next generation.

• Control your accumulated wealth.

• Reinforce your family's sense of security and certainty.

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